SWIFT/BIC code UNCRITM1NO4

UNCRITM1NO4 belongs to Unicredit SPA in Alba Adriatica, Italy.

UNCRITM1NO4

Code details

SWIFT/BIC codeUNCRITM1NO4
8-character codeUNCRITM1
Branch codeNO4
BankUnicredit SPA
BranchAlba Adriatica
CityAlba Adriatica
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
NO4 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code UNCRITM1NO4?

UNCRITM1NO4 identifies Alba Adriatica, part of Unicredit SPA in Alba Adriatica, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM1NO4 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1NO4 against the details from Unicredit SPA before sending.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

Do I need UNCRITM1NO4 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1NO4.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.