SWIFT/BIC code UNCRITM1NOW
UNCRITM1NOW belongs to Unicredit SPA in Novara, Italy.
Code details
| SWIFT/BIC code | UNCRITM1NOW |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | NOW |
| Bank | Unicredit SPA |
| Branch | Nord Ovest 3 |
| City | Novara |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- NOW Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code UNCRITM1NOW?
UNCRITM1NOW is the SWIFT/BIC code of Nord Ovest 3, a unit of Unicredit SPA in Novara, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the best way to send money to Unicredit SPA?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.
What happens if I enter UNCRITM1NOW incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1NOW against the details from Unicredit SPA before sending.
Can I use UNCRITM1 instead of UNCRITM1NOW?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1NOW points to Nord Ovest 3. For a normal transfer the head office code is usually fine, yet use UNCRITM1NOW if the recipient asks for it.
Do I need UNCRITM1NOW for a euro transfer to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1NOW.
How long does it take to send money to Unicredit SPA?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.