SWIFT/BIC code UNCRITM1NQ3
UNCRITM1NQ3 belongs to Unicredit SPA in Zola Predosa, Italy.
Code details
| SWIFT/BIC code | UNCRITM1NQ3 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | NQ3 |
| Bank | Unicredit SPA |
| Branch | Zola Predosa |
| City | Zola Predosa |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- NQ3 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code UNCRITM1NQ3?
The code UNCRITM1NQ3 belongs to Zola Predosa, a unit of Unicredit SPA in Zola Predosa, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What do the letters in UNCRITM1NQ3 stand for?
UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and NQ3 identifies the branch Zola Predosa.
What happens if I enter UNCRITM1NQ3 with a typo?
The payment may be delayed, returned or charged extra fees. Always check UNCRITM1NQ3 against the details from Unicredit SPA before you confirm.
What is the best way to send money to Unicredit SPA in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
Can I use UNCRITM1 instead of UNCRITM1NQ3?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1NQ3 points to Zola Predosa. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1NQ3.
Do I need UNCRITM1NQ3 for a euro transfer to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1NQ3.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.