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SWIFT/BIC code UNCRITM1O48

UNCRITM1O48 belongs to Unicredit SPA in Vico Nel Lazio, Italy.

UNCRITM1O48

Code details

SWIFT/BIC codeUNCRITM1O48
8-character codeUNCRITM1
Branch codeO48
BankUnicredit SPA
BranchVico Nel Lazio
CityVico Nel Lazio
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
O48 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code UNCRITM1O48?

UNCRITM1O48 is the SWIFT/BIC code of Vico Nel Lazio, a unit of Unicredit SPA in Vico Nel Lazio, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM1O48 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1O48 against the details from Unicredit SPA before sending.

What does each part of UNCRITM1O48 stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and O48 identifies the branch Vico Nel Lazio.

Can I use UNCRITM1 instead of UNCRITM1O48?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1O48 points to Vico Nel Lazio. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1O48.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM1O48 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1O48.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.