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SWIFT/BIC code UNCRITM1O49

UNCRITM1O49 belongs to Unicredit SPA in Santopadre, Italy.

UNCRITM1O49

Code details

SWIFT/BIC codeUNCRITM1O49
8-character codeUNCRITM1
Branch codeO49
BankUnicredit SPA
BranchSantopadre
CitySantopadre
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
O49 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code UNCRITM1O49?

UNCRITM1O49 identifies Santopadre, a branch or department of Unicredit SPA in Santopadre, Italy. Only use it if the account is held at this specific branch.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.

Can I use UNCRITM1 instead of UNCRITM1O49?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1O49 is Santopadre. Most international transfers work with the head office code, yet use UNCRITM1O49 if the recipient asks for it.

What happens if I enter UNCRITM1O49 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1O49 with the recipient before sending.

Do I need UNCRITM1O49 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1O49.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.