SWIFT/BIC code UNCRITM1OP1
UNCRITM1OP1 belongs to Unicredit SPA in Gaggio Montano, Italy.
Code details
| SWIFT/BIC code | UNCRITM1OP1 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | OP1 |
| Bank | Unicredit SPA |
| Branch | Gaggio Montano |
| City | Gaggio Montano |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- OP1 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC UNCRITM1OP1?
UNCRITM1OP1 identifies Gaggio Montano, a unit of Unicredit SPA in Gaggio Montano, Italy. Only use it if the account is held at this specific branch.
Can I use UNCRITM1 instead of UNCRITM1OP1?
UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1OP1 is Gaggio Montano. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1OP1.
Does Unicredit SPA have more SWIFT/BIC codes?
Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.
What happens if I use UNCRITM1OP1 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1OP1 with the recipient before sending.
How long does a transfer to Unicredit SPA take in Italy?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Do I need UNCRITM1OP1 for a euro transfer to Italy?
Italy is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you still need UNCRITM1OP1.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.