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SWIFT/BIC code UNCRITM1OQ3

UNCRITM1OQ3 belongs to Unicredit SPA in Fontanellato, Italy.

UNCRITM1OQ3

Code details

SWIFT/BIC codeUNCRITM1OQ3
8-character codeUNCRITM1
Branch codeOQ3
BankUnicredit SPA
BranchFontanellato
CityFontanellato
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
OQ3 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code UNCRITM1OQ3?

UNCRITM1OQ3 identifies Fontanellato, a branch or department of Unicredit SPA in Fontanellato, Italy. Use this branch code only when the account is held at this specific branch.

Can I use UNCRITM1 instead of UNCRITM1OQ3?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1OQ3 points to Fontanellato. Most international transfers work with the head office code, yet use UNCRITM1OQ3 if the recipient asks for it.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Do I need UNCRITM1OQ3 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1OQ3.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What is the best way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.