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SWIFT/BIC code UNCRITM1OS3

UNCRITM1OS3 belongs to Unicredit SPA in Milano, Italy.

UNCRITM1OS3

Code details

SWIFT/BIC codeUNCRITM1OS3
8-character codeUNCRITM1
Branch codeOS3
BankUnicredit SPA
BranchMilano Casoretto
CityMilano
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
OS3 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code UNCRITM1OS3?

The code UNCRITM1OS3 belongs to Milano Casoretto, part of Unicredit SPA in Milano, Italy. Only use it if the recipient or their bank explicitly asks for it.

What do the letters in UNCRITM1OS3 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and OS3 identifies the department Milano Casoretto.

Can I use UNCRITM1 instead of UNCRITM1OS3?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1OS3 points to Milano Casoretto. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1OS3.

Do I need UNCRITM1OS3 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need UNCRITM1OS3.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.

What happens if I use UNCRITM1OS3 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1OS3 with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.