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SWIFT/BIC code UNCRITM1OU3

UNCRITM1OU3 belongs to Unicredit SPA in Milano, Italy.

UNCRITM1OU3

Code details

SWIFT/BIC codeUNCRITM1OU3
8-character codeUNCRITM1
Branch codeOU3
BankUnicredit SPA
BranchMilano Certosa A
CityMilano
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
OU3 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC UNCRITM1OU3?

The code UNCRITM1OU3 belongs to Milano Certosa A, part of Unicredit SPA in Milano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM1OU3 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you still need UNCRITM1OU3.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 2–4 business days.

What happens if I use UNCRITM1OU3 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1OU3 with the recipient before you confirm.

What do the letters in UNCRITM1OU3 mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and OU3 identifies the department Milano Certosa A.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes, our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.