SWIFT/BIC code UNCRITM1P31

UNCRITM1P31 belongs to Unicredit SPA in Mottella, Italy.

UNCRITM1P31

Code details

SWIFT/BIC codeUNCRITM1P31
8-character codeUNCRITM1
Branch codeP31
BankUnicredit SPA
BranchS.giorgio di Mantova
CityMottella
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
P31 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC UNCRITM1P31?

UNCRITM1P31 identifies S.giorgio di Mantova, part of Unicredit SPA in Mottella, Italy. Only use it if the account is held at this specific branch.

What does each part of UNCRITM1P31 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and P31 is the code of the branch S.giorgio di Mantova.

What happens if I use UNCRITM1P31 with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1P31 with the recipient before sending.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM1P31 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1P31.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.