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SWIFT/BIC code UNCRITM1PAO

UNCRITM1PAO belongs to Unicredit SPA in Palermo, Italy.

UNCRITM1PAO

Code details

SWIFT/BIC codeUNCRITM1PAO
8-character codeUNCRITM1
Branch codePAO
BankUnicredit SPA
BranchSicilia 2
CityPalermo
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
PAO Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code UNCRITM1PAO?

The code UNCRITM1PAO belongs to Sicilia 2, a unit of Unicredit SPA in Palermo, Italy. Only use it if the account is held at this specific branch.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1PAO for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need UNCRITM1PAO.

Has Unicredit SPA got more SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

What do the letters in UNCRITM1PAO mean?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and PAO identifies the branch Sicilia 2.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.