SWIFT/BIC code UNCRITM1PT0
UNCRITM1PT0 belongs to Unicredit SPA in Riolo Terme, Italy.
Code details
| SWIFT/BIC code | UNCRITM1PT0 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | PT0 |
| Bank | Unicredit SPA |
| Branch | Riolo Terme |
| City | Riolo Terme |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- PT0 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT code UNCRITM1PT0?
UNCRITM1PT0 is the SWIFT/BIC code of Riolo Terme, part of Unicredit SPA in Riolo Terme, Italy. Use this branch code only when the account is held at this specific branch.
Do I need UNCRITM1PT0 for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need UNCRITM1PT0.
How long does it take to send money to Unicredit SPA in Italy?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.
What happens if I enter UNCRITM1PT0 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1PT0 against the details from Unicredit SPA before you confirm.
What is the best way to send money to Unicredit SPA?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
Can I use UNCRITM1 instead of UNCRITM1PT0?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1PT0 points to Riolo Terme. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1PT0.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.