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SWIFT/BIC code UNCRITM1Q18

UNCRITM1Q18 belongs to Unicredit SPA in Ancona, Italy.

UNCRITM1Q18

Code details

SWIFT/BIC codeUNCRITM1Q18
8-character codeUNCRITM1
Branch codeQ18
BankUnicredit SPA
BranchAncona Baraccola
CityAncona
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Q18 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM1Q18?

The code UNCRITM1Q18 belongs to Ancona Baraccola, a branch or department of Unicredit SPA in Ancona, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I enter UNCRITM1Q18 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1Q18 against the details from Unicredit SPA before you confirm.

Can I use UNCRITM1 instead of UNCRITM1Q18?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1Q18 is Ancona Baraccola. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1Q18.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

Do I need UNCRITM1Q18 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1Q18.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.