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SWIFT/BIC code UNCRITM1Q20

UNCRITM1Q20 belongs to Unicredit SPA in Fermignano, Italy.

UNCRITM1Q20

Code details

SWIFT/BIC codeUNCRITM1Q20
8-character codeUNCRITM1
Branch codeQ20
BankUnicredit SPA
BranchFermignano
CityFermignano
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Q20 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code UNCRITM1Q20?

The code UNCRITM1Q20 belongs to Fermignano, a unit of Unicredit SPA in Fermignano, Italy. Only use it if the recipient or their bank explicitly asks for it.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

What is the best way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.

Can I use UNCRITM1 instead of UNCRITM1Q20?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1Q20 points to Fermignano. For a normal transfer the head office code is usually fine, but use UNCRITM1Q20 if the recipient asks for it.

What happens if I use UNCRITM1Q20 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1Q20 against the details from Unicredit SPA before sending.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.