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SWIFT/BIC code UNCRITM1Q21

UNCRITM1Q21 belongs to Unicredit SPA in Montecosaro, Italy.

UNCRITM1Q21

Code details

SWIFT/BIC codeUNCRITM1Q21
8-character codeUNCRITM1
Branch codeQ21
BankUnicredit SPA
BranchMontecosaro
CityMontecosaro
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Q21 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code UNCRITM1Q21?

UNCRITM1Q21 is the SWIFT/BIC code of Montecosaro, a unit of Unicredit SPA in Montecosaro, Italy. Only use it if the recipient or their bank explicitly asks for it.

Do I need UNCRITM1Q21 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1Q21.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

What happens if I use UNCRITM1Q21 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1Q21 against the details from Unicredit SPA before sending.

What does each part of UNCRITM1Q21 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and Q21 identifies the branch Montecosaro.

What is the cheapest way to send money to Unicredit SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.