SWIFT/BIC code UNCRITM1Q45
UNCRITM1Q45 belongs to Unicredit SPA in Grisignano di Zocco, Italy.
Code details
| SWIFT/BIC code | UNCRITM1Q45 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | Q45 |
| Bank | Unicredit SPA |
| Branch | Grisignano di Zocco |
| City | Grisignano di Zocco |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- Q45 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code UNCRITM1Q45?
The code UNCRITM1Q45 belongs to Grisignano di Zocco, a branch or department of Unicredit SPA in Grisignano di Zocco, Italy. Only use it if the recipient or their bank explicitly asks for it.
What do the letters in UNCRITM1Q45 mean?
UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the location code and Q45 identifies the department Grisignano di Zocco.
Can I use UNCRITM1 instead of UNCRITM1Q45?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1Q45 is Grisignano di Zocco. Most international transfers work with the head office code, yet use UNCRITM1Q45 if the recipient asks for it.
What happens if I enter UNCRITM1Q45 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1Q45 against the details from Unicredit SPA before you confirm.
Do I need UNCRITM1Q45 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1Q45.
How long does it take to send money to Unicredit SPA?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.