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SWIFT/BIC code UNCRITM1Q85

UNCRITM1Q85 belongs to Unicredit SPA in Ancona, Italy.

UNCRITM1Q85

Code details

SWIFT/BIC codeUNCRITM1Q85
8-character codeUNCRITM1
Branch codeQ85
BankUnicredit SPA
BranchAncona Universita'
CityAncona
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Q85 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code UNCRITM1Q85?

The code UNCRITM1Q85 belongs to Ancona Universita', part of Unicredit SPA in Ancona, Italy. Use this branch code only when the account is held at this specific branch.

What happens if I use UNCRITM1Q85 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1Q85 against the details from Unicredit SPA before sending.

Do I need UNCRITM1Q85 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need UNCRITM1Q85.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Can I use UNCRITM1 instead of UNCRITM1Q85?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1Q85 points to Ancona Universita'. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1Q85.

What does each part of UNCRITM1Q85 stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and Q85 identifies the branch Ancona Universita'.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.