SWIFT/BIC code UNCRITM1QQ2
UNCRITM1QQ2 belongs to Unicredit SPA in Mercato Saraceno, Italy.
Code details
| SWIFT/BIC code | UNCRITM1QQ2 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | QQ2 |
| Bank | Unicredit SPA |
| Branch | Mercato Saraceno |
| City | Mercato Saraceno |
| Country | Italy |
The way the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- QQ2 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC UNCRITM1QQ2?
UNCRITM1QQ2 identifies Mercato Saraceno, part of Unicredit SPA in Mercato Saraceno, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
How long does a transfer to Unicredit SPA take in Italy?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Do I need UNCRITM1QQ2 to send euros to Italy?
Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1QQ2.
What is the cheapest way to send money to Unicredit SPA in Italy?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
What happens if I use UNCRITM1QQ2 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1QQ2 with the recipient before you confirm.
What does each part of UNCRITM1QQ2 stand for?
UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the location code and QQ2 identifies the branch Mercato Saraceno.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.