SWIFT/BIC code UNCRITM1QU0
UNCRITM1QU0 belongs to Unicredit SPA in Padova, Italy.
Code details
| SWIFT/BIC code | UNCRITM1QU0 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | QU0 |
| Bank | Unicredit SPA |
| Branch | Padova Cavour |
| City | Padova |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- QU0 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code UNCRITM1QU0?
The code UNCRITM1QU0 belongs to Padova Cavour, part of Unicredit SPA in Padova, Italy. Only use it if the recipient or their bank explicitly asks for it.
What happens if I use UNCRITM1QU0 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1QU0 against the details from Unicredit SPA before you confirm.
What is the best way to send money to Unicredit SPA in Italy?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
How long does a transfer to Unicredit SPA take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Do I need UNCRITM1QU0 for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need UNCRITM1QU0.
Can I use UNCRITM1 instead of UNCRITM1QU0?
UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1QU0 points to Padova Cavour. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1QU0.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.