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SWIFT/BIC code UNCRITM1R05

UNCRITM1R05 belongs to Unicredit SPA in Signa, Italy.

UNCRITM1R05

Code details

SWIFT/BIC codeUNCRITM1R05
8-character codeUNCRITM1
Branch codeR05
BankUnicredit SPA
BranchSigna
CitySigna
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
R05 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code UNCRITM1R05?

UNCRITM1R05 identifies Signa, a branch or department of Unicredit SPA in Signa, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM1R05 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1R05.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What does each part of UNCRITM1R05 mean?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and R05 identifies the department Signa.

Can I use UNCRITM1 instead of UNCRITM1R05?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1R05 is Signa. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1R05.

What happens if I enter UNCRITM1R05 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1R05 with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.