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SWIFT/BIC code UNCRITM1R98

UNCRITM1R98 belongs to Unicredit SPA in Schio, Italy.

UNCRITM1R98

Code details

SWIFT/BIC codeUNCRITM1R98
8-character codeUNCRITM1
Branch codeR98
BankUnicredit SPA
BranchSchio Fleming
CitySchio
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
R98 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code UNCRITM1R98?

UNCRITM1R98 identifies Schio Fleming, part of Unicredit SPA in Schio, Italy. Only use it if the account is held at this specific branch.

Can I use UNCRITM1 instead of UNCRITM1R98?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1R98 is Schio Fleming. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1R98.

Do I need UNCRITM1R98 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1R98.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What happens if I use UNCRITM1R98 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1R98 with the recipient before you confirm.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.