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SWIFT/BIC code UNCRITM1RQ7

UNCRITM1RQ7 belongs to Unicredit SPA in Teramo, Italy.

UNCRITM1RQ7

Code details

SWIFT/BIC codeUNCRITM1RQ7
8-character codeUNCRITM1
Branch codeRQ7
BankUnicredit SPA
BranchTeramo Garibaldi
CityTeramo
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
RQ7 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC UNCRITM1RQ7?

The code UNCRITM1RQ7 belongs to Teramo Garibaldi, a unit of Unicredit SPA in Teramo, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM1RQ7 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need UNCRITM1RQ7.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Can I use UNCRITM1 instead of UNCRITM1RQ7?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1RQ7 points to Teramo Garibaldi. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1RQ7.

What happens if I enter UNCRITM1RQ7 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1RQ7 with the recipient before you confirm.

What is the cheapest way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.