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SWIFT/BIC code UNCRITM1RS3

UNCRITM1RS3 belongs to Unicredit SPA in Lido Degli Estensi (Comacchio), Italy.

UNCRITM1RS3

Code details

SWIFT/BIC codeUNCRITM1RS3
8-character codeUNCRITM1
Branch codeRS3
BankUnicredit SPA
BranchComacchio Lido Degli Estensi
CityLido Degli Estensi (Comacchio)
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
RS3 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code UNCRITM1RS3?

UNCRITM1RS3 identifies Comacchio Lido Degli Estensi, part of Unicredit SPA in Lido Degli Estensi (Comacchio), Italy. Only use it if the recipient or their bank explicitly asks for it.

Do I need UNCRITM1RS3 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1RS3.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

What is the best way to send money to Unicredit SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

Can I use UNCRITM1 instead of UNCRITM1RS3?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1RS3 is Comacchio Lido Degli Estensi. Most international transfers work with the head office code, yet use UNCRITM1RS3 if the recipient asks for it.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.