SWIFT/BIC code UNCRITM1S02

UNCRITM1S02 belongs to Unicredit SPA in Napoli, Italy.

UNCRITM1S02

Code details

SWIFT/BIC codeUNCRITM1S02
8-character codeUNCRITM1
Branch codeS02
BankUnicredit SPA
BranchNapoli Mergellina
CityNapoli
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
S02 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM1S02?

UNCRITM1S02 is the SWIFT/BIC code of Napoli Mergellina, a unit of Unicredit SPA in Napoli, Italy. Use this branch code only when the account is held at this specific branch.

What happens if I use UNCRITM1S02 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1S02 with the recipient before you confirm.

What is the cheapest way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

What does each part of UNCRITM1S02 stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and S02 identifies the department Napoli Mergellina.

Can I use UNCRITM1 instead of UNCRITM1S02?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1S02 points to Napoli Mergellina. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1S02.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.