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SWIFT/BIC code UNCRITM1S04

UNCRITM1S04 belongs to Unicredit SPA in Napoli, Italy.

UNCRITM1S04

Code details

SWIFT/BIC codeUNCRITM1S04
8-character codeUNCRITM1
Branch codeS04
BankUnicredit SPA
BranchNapoli Umberto I
CityNapoli
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
S04 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM1S04?

UNCRITM1S04 is the SWIFT/BIC code of Napoli Umberto I, a branch or department of Unicredit SPA in Napoli, Italy. Use this branch code only when the account is held at this specific branch.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM1S04 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need UNCRITM1S04.

What happens if I use UNCRITM1S04 with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1S04 against the details from Unicredit SPA before you confirm.

Can I use UNCRITM1 instead of UNCRITM1S04?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1S04 is Napoli Umberto I. Most international transfers work with the head office code, yet use UNCRITM1S04 if the recipient asks for it.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes, our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.