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SWIFT/BIC code UNCRITM1S15

UNCRITM1S15 belongs to Unicredit SPA in Adria, Italy.

UNCRITM1S15

Code details

SWIFT/BIC codeUNCRITM1S15
8-character codeUNCRITM1
Branch codeS15
BankUnicredit SPA
BranchAdria
CityAdria
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
S15 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code UNCRITM1S15?

UNCRITM1S15 identifies Adria, a unit of Unicredit SPA in Adria, Italy. Only use it if the account is held at this specific branch.

What is the best way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1S15 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need UNCRITM1S15.

Can I use UNCRITM1 instead of UNCRITM1S15?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1S15 points to Adria. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1S15.

What happens if I use UNCRITM1S15 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1S15 with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.