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SWIFT/BIC code UNCRITM1SM3

UNCRITM1SM3 belongs to Unicredit SPA in Rimini, Italy.

UNCRITM1SM3

Code details

SWIFT/BIC codeUNCRITM1SM3
8-character codeUNCRITM1
Branch codeSM3
BankUnicredit SPA
BranchRimini Flaminia B
CityRimini
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
SM3 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM1SM3?

The code UNCRITM1SM3 belongs to Rimini Flaminia B, part of Unicredit SPA in Rimini, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I enter UNCRITM1SM3 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1SM3 against the details from Unicredit SPA before you confirm.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM1SM3 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need UNCRITM1SM3.

What does each part of UNCRITM1SM3 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and SM3 is the code of the department Rimini Flaminia B.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.