SWIFT/BIC code UNCRITM1SM4
UNCRITM1SM4 belongs to Unicredit SPA in Rimini, Italy.
Code details
| SWIFT/BIC code | UNCRITM1SM4 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | SM4 |
| Bank | Unicredit SPA |
| Branch | Rimini Regina Elena A |
| City | Rimini |
| Country | Italy |
The way the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- SM4 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code UNCRITM1SM4?
UNCRITM1SM4 identifies Rimini Regina Elena A, a unit of Unicredit SPA in Rimini, Italy. Only use it if the recipient or their bank explicitly asks for it.
Does Unicredit SPA have more SWIFT/BIC codes?
Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.
Do I need UNCRITM1SM4 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need UNCRITM1SM4.
How long does a transfer to Unicredit SPA take in Italy?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Can I use UNCRITM1 instead of UNCRITM1SM4?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1SM4 is Rimini Regina Elena A. For a normal transfer the head office code is usually fine, but use UNCRITM1SM4 if the recipient asks for it.
What happens if I enter UNCRITM1SM4 with a typo?
The payment may be delayed, returned or charged extra fees. Always check UNCRITM1SM4 with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.