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SWIFT/BIC code UNCRITM1SN4

UNCRITM1SN4 belongs to Unicredit SPA in Misano Adriatico, Italy.

UNCRITM1SN4

Code details

SWIFT/BIC codeUNCRITM1SN4
8-character codeUNCRITM1
Branch codeSN4
BankUnicredit SPA
BranchMisano Adriatico
CityMisano Adriatico
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
SN4 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC UNCRITM1SN4?

UNCRITM1SN4 identifies Misano Adriatico, part of Unicredit SPA in Misano Adriatico, Italy. Only use it if the recipient or their bank explicitly asks for it.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1SN4 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1SN4.

Can I use UNCRITM1 instead of UNCRITM1SN4?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1SN4 is Misano Adriatico. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1SN4.

What happens if I enter UNCRITM1SN4 with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1SN4 against the details from Unicredit SPA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.