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SWIFT/BIC code UNCRITM1SS5

UNCRITM1SS5 belongs to Unicredit SPA in Santarcangelo di Romagna, Italy.

UNCRITM1SS5

Code details

SWIFT/BIC codeUNCRITM1SS5
8-character codeUNCRITM1
Branch codeSS5
BankUnicredit SPA
BranchSantarcangelo di Romagna
CitySantarcangelo di Romagna
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
SS5 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code UNCRITM1SS5?

UNCRITM1SS5 identifies Santarcangelo di Romagna, a branch or department of Unicredit SPA in Santarcangelo di Romagna, Italy. Only use it if the account is held at this specific branch.

Can I use UNCRITM1 instead of UNCRITM1SS5?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1SS5 is Santarcangelo di Romagna. For a normal transfer the head office code is usually fine, yet use UNCRITM1SS5 if the recipient asks for it.

Do I need UNCRITM1SS5 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1SS5.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 2–4 business days.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

What happens if I enter UNCRITM1SS5 with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1SS5 with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.