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SWIFT/BIC code UNCRITM1TOH

UNCRITM1TOH belongs to Unicredit SPA in Torino, Italy.

UNCRITM1TOH

Code details

SWIFT/BIC codeUNCRITM1TOH
8-character codeUNCRITM1
Branch codeTOH
BankUnicredit SPA
BranchNord Ovest 4
CityTorino
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
TOH Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM1TOH?

UNCRITM1TOH is the SWIFT/BIC code of Nord Ovest 4, part of Unicredit SPA in Torino, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM1TOH for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need UNCRITM1TOH.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What happens if I use UNCRITM1TOH with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1TOH with the recipient before you confirm.

Can I use UNCRITM1 instead of UNCRITM1TOH?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1TOH is Nord Ovest 4. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1TOH.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.