SWIFT/BIC code UNCRITM1TR3
UNCRITM1TR3 belongs to Unicredit SPA in Poggiardo, Italy.
Code details
| SWIFT/BIC code | UNCRITM1TR3 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | TR3 |
| Bank | Unicredit SPA |
| Branch | Poggiardo |
| City | Poggiardo |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- TR3 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT/BIC code UNCRITM1TR3?
The code UNCRITM1TR3 belongs to Poggiardo, a unit of Unicredit SPA in Poggiardo, Italy. Use this branch code only when the account is held at this specific branch.
What do the letters in UNCRITM1TR3 stand for?
UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and TR3 identifies the branch Poggiardo.
What is the cheapest way to send money to Unicredit SPA in Italy?
Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.
How long does it take to send money to Unicredit SPA?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Do I need UNCRITM1TR3 for a euro transfer to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1TR3.
Can I use UNCRITM1 instead of UNCRITM1TR3?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1TR3 points to Poggiardo. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1TR3.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.