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SWIFT/BIC code UNCRITM1UM2

UNCRITM1UM2 belongs to Unicredit SPA in Udine, Italy.

UNCRITM1UM2

Code details

SWIFT/BIC codeUNCRITM1UM2
8-character codeUNCRITM1
Branch codeUM2
BankUnicredit SPA
BranchUdine Zanon
CityUdine
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
UM2 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code UNCRITM1UM2?

The code UNCRITM1UM2 belongs to Udine Zanon, part of Unicredit SPA in Udine, Italy. Only use it if the account is held at this specific branch.

What is the best way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.

Has Unicredit SPA got more SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Do I need UNCRITM1UM2 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need UNCRITM1UM2.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Can I use UNCRITM1 instead of UNCRITM1UM2?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1UM2 points to Udine Zanon. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1UM2.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.