SWIFT/BIC code UNCRITM1UM4

UNCRITM1UM4 belongs to Unicredit SPA in Udine, Italy.

UNCRITM1UM4

Code details

SWIFT/BIC codeUNCRITM1UM4
8-character codeUNCRITM1
Branch codeUM4
BankUnicredit SPA
BranchUdine Via Cividale
CityUdine
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
UM4 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM1UM4?

UNCRITM1UM4 identifies Udine Via Cividale, part of Unicredit SPA in Udine, Italy. Only use it if the account is held at this specific branch.

Do I need UNCRITM1UM4 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1UM4.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What happens if I enter UNCRITM1UM4 with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1UM4 against the details from Unicredit SPA before you confirm.

What do the letters in UNCRITM1UM4 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and UM4 identifies the branch Udine Via Cividale.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.