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SWIFT/BIC code UNCRITM1UR3

UNCRITM1UR3 belongs to Unicredit SPA in Ovaro, Italy.

UNCRITM1UR3

Code details

SWIFT/BIC codeUNCRITM1UR3
8-character codeUNCRITM1
Branch codeUR3
BankUnicredit SPA
BranchOvaro
CityOvaro
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
UR3 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code UNCRITM1UR3?

UNCRITM1UR3 identifies Ovaro, a unit of Unicredit SPA in Ovaro, Italy. Only use it if the account is held at this specific branch.

Can I use UNCRITM1 instead of UNCRITM1UR3?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1UR3 points to Ovaro. Most international transfers work with the head office code, but use UNCRITM1UR3 if the recipient asks for it.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1UR3 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need UNCRITM1UR3.

What happens if I use UNCRITM1UR3 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1UR3 with the recipient before you confirm.

Has Unicredit SPA got more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.