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SWIFT/BIC code UNCRITM1Y04

UNCRITM1Y04 belongs to Unicredit SPA in Roma, Italy.

UNCRITM1Y04

Code details

SWIFT/BIC codeUNCRITM1Y04
8-character codeUNCRITM1
Branch codeY04
BankUnicredit SPA
BranchRoma Carabelli
CityRoma
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Y04 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC UNCRITM1Y04?

The code UNCRITM1Y04 belongs to Roma Carabelli, a branch or department of Unicredit SPA in Roma, Italy. Only use it if the account is held at this specific branch.

Do I need UNCRITM1Y04 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need UNCRITM1Y04.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

What happens if I use UNCRITM1Y04 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1Y04 with the recipient before sending.

Can I use UNCRITM1 instead of UNCRITM1Y04?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1Y04 is Roma Carabelli. Most international transfers work with the head office code, yet use UNCRITM1Y04 if the recipient asks for it.

What do the letters in UNCRITM1Y04 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and Y04 identifies the department Roma Carabelli.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.