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SWIFT/BIC code UNCRITM1Y34

UNCRITM1Y34 belongs to Unicredit SPA in Civitanova Marche, Italy.

UNCRITM1Y34

Code details

SWIFT/BIC codeUNCRITM1Y34
8-character codeUNCRITM1
Branch codeY34
BankUnicredit SPA
BranchCivitanova Marche Carducci
CityCivitanova Marche
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Y34 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code UNCRITM1Y34?

UNCRITM1Y34 identifies Civitanova Marche Carducci, a unit of Unicredit SPA in Civitanova Marche, Italy. Use this branch code only when the account is held at this specific branch.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1Y34 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1Y34.

What happens if I enter UNCRITM1Y34 with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1Y34 with the recipient before you confirm.

Can I use UNCRITM1 instead of UNCRITM1Y34?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1Y34 is Civitanova Marche Carducci. For a normal transfer the head office code is usually fine, yet use UNCRITM1Y34 if the recipient asks for it.

What does each part of UNCRITM1Y34 mean?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and Y34 is the code of the department Civitanova Marche Carducci.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.