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SWIFT/BIC code UNCRITM1Y43

UNCRITM1Y43 belongs to Unicredit SPA in Lugo, Italy.

UNCRITM1Y43

Code details

SWIFT/BIC codeUNCRITM1Y43
8-character codeUNCRITM1
Branch codeY43
BankUnicredit SPA
BranchLugo
CityLugo
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Y43 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code UNCRITM1Y43?

UNCRITM1Y43 identifies Lugo, part of Unicredit SPA in Lugo, Italy. Use this branch code only when the account is held at this specific branch.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1Y43 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1Y43.

What do the letters in UNCRITM1Y43 mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and Y43 identifies the branch Lugo.

What is the cheapest way to send money to Unicredit SPA?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.