GoldexPay
Language: EN
English Nederlands Deutsch Français Español

SWIFT/BIC code UNCRITM1Y46

UNCRITM1Y46 belongs to Unicredit SPA in Ravenna, Italy.

UNCRITM1Y46

Code details

SWIFT/BIC codeUNCRITM1Y46
8-character codeUNCRITM1
Branch codeY46
BankUnicredit SPA
BranchRavenna
CityRavenna
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Y46 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM1Y46?

The code UNCRITM1Y46 belongs to Ravenna, a branch or department of Unicredit SPA in Ravenna, Italy. Only use it if the account is held at this specific branch.

Do I need UNCRITM1Y46 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1Y46.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What does each part of UNCRITM1Y46 mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and Y46 is the code of the branch Ravenna.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

What happens if I use UNCRITM1Y46 with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1Y46 with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.