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SWIFT/BIC code UNCRITM1Y49

UNCRITM1Y49 belongs to Unicredit SPA in Bolzano, Italy.

UNCRITM1Y49

Code details

SWIFT/BIC codeUNCRITM1Y49
8-character codeUNCRITM1
Branch codeY49
BankUnicredit SPA
BranchBolzano
CityBolzano
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Y49 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM1Y49?

UNCRITM1Y49 is the SWIFT/BIC code of Bolzano, part of Unicredit SPA in Bolzano, Italy. Use this branch code only when the account is held at this specific branch.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM1Y49 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1Y49.

What is the best way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

What happens if I use UNCRITM1Y49 with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1Y49 with the recipient before sending.

Can I use UNCRITM1 instead of UNCRITM1Y49?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1Y49 is Bolzano. For a normal transfer the head office code is usually fine, but use UNCRITM1Y49 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.