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SWIFT/BIC code UNCRITM1Y73

UNCRITM1Y73 belongs to Unicredit SPA in Ferrara, Italy.

UNCRITM1Y73

Code details

SWIFT/BIC codeUNCRITM1Y73
8-character codeUNCRITM1
Branch codeY73
BankUnicredit SPA
BranchFerrara
CityFerrara
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Y73 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM1Y73?

UNCRITM1Y73 identifies Ferrara, a branch or department of Unicredit SPA in Ferrara, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM1Y73 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1Y73 with the recipient before you confirm.

What do the letters in UNCRITM1Y73 mean?

UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the location code and Y73 is the code of the department Ferrara.

Do I need UNCRITM1Y73 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need UNCRITM1Y73.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.