SWIFT/BIC code UNCRITM1Y79
UNCRITM1Y79 belongs to Unicredit SPA in Palazzolo Sull'oglio, Italy.
Code details
| SWIFT/BIC code | UNCRITM1Y79 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | Y79 |
| Bank | Unicredit SPA |
| Branch | Palazzolo Su Oglio C.comm.le Europa |
| City | Palazzolo Sull'oglio |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- Y79 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code UNCRITM1Y79?
UNCRITM1Y79 identifies Palazzolo Su Oglio C.comm.le Europa, a branch or department of Unicredit SPA in Palazzolo Sull'oglio, Italy. Only use it if the account is held at this specific branch.
What is the best way to send money to Unicredit SPA?
Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
Do I need UNCRITM1Y79 for a euro transfer to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1Y79.
How long does a transfer to Unicredit SPA take in Italy?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
What happens if I enter UNCRITM1Y79 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check UNCRITM1Y79 with the recipient before you confirm.
Can I use UNCRITM1 instead of UNCRITM1Y79?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1Y79 points to Palazzolo Su Oglio C.comm.le Europa. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1Y79.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.