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SWIFT/BIC code UNCRITM1Y81

UNCRITM1Y81 belongs to Unicredit SPA in Cagliari, Italy.

UNCRITM1Y81

Code details

SWIFT/BIC codeUNCRITM1Y81
8-character codeUNCRITM1
Branch codeY81
BankUnicredit SPA
BranchCagliari
CityCagliari
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Y81 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code UNCRITM1Y81?

The code UNCRITM1Y81 belongs to Cagliari, a branch or department of Unicredit SPA in Cagliari, Italy. Only use it if the account is held at this specific branch.

What is the best way to send money to Unicredit SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

What does each part of UNCRITM1Y81 mean?

UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and Y81 identifies the department Cagliari.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM1Y81 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1Y81.

Has Unicredit SPA got more SWIFT/BIC codes?

Yes, our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.