SWIFT/BIC code UNCRITM1Y85

UNCRITM1Y85 belongs to Unicredit SPA in Roma, Italy.

UNCRITM1Y85

Code details

SWIFT/BIC codeUNCRITM1Y85
8-character codeUNCRITM1
Branch codeY85
BankUnicredit SPA
BranchRoma Parioli 2
CityRoma
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Y85 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM1Y85?

The code UNCRITM1Y85 belongs to Roma Parioli 2, a branch or department of Unicredit SPA in Roma, Italy. Only use it if the account is held at this specific branch.

Has Unicredit SPA got more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Can I use UNCRITM1 instead of UNCRITM1Y85?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1Y85 points to Roma Parioli 2. Most international transfers work with the head office code, yet use UNCRITM1Y85 if the recipient asks for it.

What happens if I use UNCRITM1Y85 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1Y85 with the recipient before you confirm.

What does each part of UNCRITM1Y85 stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and Y85 is the code of the branch Roma Parioli 2.

What is the best way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.