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SWIFT/BIC code UNCRITM1Y99

UNCRITM1Y99 belongs to Unicredit SPA in Chiavari, Italy.

UNCRITM1Y99

Code details

SWIFT/BIC codeUNCRITM1Y99
8-character codeUNCRITM1
Branch codeY99
BankUnicredit SPA
BranchChiavari
CityChiavari
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Y99 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code UNCRITM1Y99?

UNCRITM1Y99 identifies Chiavari, part of Unicredit SPA in Chiavari, Italy. Use this branch code only when the account is held at this specific branch.

Can I use UNCRITM1 instead of UNCRITM1Y99?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1Y99 points to Chiavari. For a normal transfer the head office code is usually fine, but use UNCRITM1Y99 if the recipient asks for it.

What happens if I use UNCRITM1Y99 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1Y99 against the details from Unicredit SPA before you confirm.

Do I need UNCRITM1Y99 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need UNCRITM1Y99.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 2–4 business days.

What does each part of UNCRITM1Y99 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and Y99 is the code of the department Chiavari.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.