SWIFT/BIC code UNCRITM1Z03

UNCRITM1Z03 belongs to Unicredit SPA in Genova, Italy.

UNCRITM1Z03

Code details

SWIFT/BIC codeUNCRITM1Z03
8-character codeUNCRITM1
Branch codeZ03
BankUnicredit SPA
BranchGenova Carabinieri
CityGenova
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Z03 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code UNCRITM1Z03?

UNCRITM1Z03 is the SWIFT/BIC code of Genova Carabinieri, a unit of Unicredit SPA in Genova, Italy. Use this branch code only when the account is held at this specific branch.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM1Z03 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1Z03.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.

Has Unicredit SPA got more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

Can I use UNCRITM1 instead of UNCRITM1Z03?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1Z03 is Genova Carabinieri. For a normal transfer the head office code is usually fine, yet use UNCRITM1Z03 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.