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SWIFT/BIC code UNCRITM1Z05

UNCRITM1Z05 belongs to Unicredit SPA in La Spezia, Italy.

UNCRITM1Z05

Code details

SWIFT/BIC codeUNCRITM1Z05
8-character codeUNCRITM1
Branch codeZ05
BankUnicredit SPA
BranchLa Spezia Ocean
CityLa Spezia
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Z05 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code UNCRITM1Z05?

UNCRITM1Z05 is the SWIFT/BIC code of La Spezia Ocean, a branch or department of Unicredit SPA in La Spezia, Italy. Only use it if the account is held at this specific branch.

What happens if I use UNCRITM1Z05 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1Z05 against the details from Unicredit SPA before you confirm.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Can I use UNCRITM1 instead of UNCRITM1Z05?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1Z05 points to La Spezia Ocean. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1Z05.

What does each part of UNCRITM1Z05 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and Z05 is the code of the department La Spezia Ocean.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.