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SWIFT/BIC code UNCRITM1Z20

UNCRITM1Z20 belongs to Unicredit SPA in Roma, Italy.

UNCRITM1Z20

Code details

SWIFT/BIC codeUNCRITM1Z20
8-character codeUNCRITM1
Branch codeZ20
BankUnicredit SPA
BranchRoma Siae
CityRoma
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Z20 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code UNCRITM1Z20?

UNCRITM1Z20 identifies Roma Siae, a branch or department of Unicredit SPA in Roma, Italy. Only use it if the recipient or their bank explicitly asks for it.

What does each part of UNCRITM1Z20 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and Z20 identifies the branch Roma Siae.

What happens if I use UNCRITM1Z20 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1Z20 against the details from Unicredit SPA before sending.

Do I need UNCRITM1Z20 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need UNCRITM1Z20.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.