SWIFT/BIC code UNCRITM1Z23

UNCRITM1Z23 belongs to Unicredit SPA in Trieste, Italy.

UNCRITM1Z23

Code details

SWIFT/BIC codeUNCRITM1Z23
8-character codeUNCRITM1
Branch codeZ23
BankUnicredit SPA
BranchTrieste Fincantieri
CityTrieste
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Z23 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC UNCRITM1Z23?

UNCRITM1Z23 identifies Trieste Fincantieri, a unit of Unicredit SPA in Trieste, Italy. Only use it if the account is held at this specific branch.

What does each part of UNCRITM1Z23 mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and Z23 identifies the department Trieste Fincantieri.

What is the cheapest way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

What happens if I use UNCRITM1Z23 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1Z23 with the recipient before sending.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Can I use UNCRITM1 instead of UNCRITM1Z23?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1Z23 is Trieste Fincantieri. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1Z23.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.