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SWIFT/BIC code UNCRITM1Z27

UNCRITM1Z27 belongs to Unicredit SPA in Milano, Italy.

UNCRITM1Z27

Code details

SWIFT/BIC codeUNCRITM1Z27
8-character codeUNCRITM1
Branch codeZ27
BankUnicredit SPA
BranchMilano Kraft
CityMilano
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
Z27 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code UNCRITM1Z27?

UNCRITM1Z27 is the SWIFT/BIC code of Milano Kraft, a branch or department of Unicredit SPA in Milano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I enter UNCRITM1Z27 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1Z27 with the recipient before you confirm.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

Do I need UNCRITM1Z27 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1Z27.

Can I use UNCRITM1 instead of UNCRITM1Z27?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1Z27 is Milano Kraft. Most international transfers work with the head office code, yet use UNCRITM1Z27 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.